“ Do you have a pension? Do you know how much it's worth? Do you know how it's performing? ”
You do not need me to tell you that pensions are not performing well. In fact, just pick up any newspaper on any given day and I am sure you will see some negative headline.
The challenge is that most people do not know how pensions work. We kind of know the concept but when challenged it is surprising how little people actually know.
For example. You may have saved up £100,000 in your pension pot ready to retire., yet If you retire today and only have £100,000 in your pension you will likely receive an annuity of less than £5,000 per year - now who can live on that?
What most people also do not know is that YOU can control your pension now. That's right, you get to choose what to do with it.
I work with a group of individuals who offer a FREE Pension review.
They will sit with you and go through any and all of your pensions and in very clear terms let you know where you stand.
As it is FREE I strongly encourage you to participate with this review.
Then, my partners will advise you on alternative investment options that may be available - but only if it is of benefit.
When I left school I worked for an insurance company for 5 years and then a high street bank for 5 years - so I have two company pensions. Jo is the same she worked for Mothercare for a while and then for Monarch for ten years. Individually the pensions are not really worth much to us and we cant touch them for 25 years anyway, however we have now put them in to a SIPP (self invested personal pension) which has allowed us to take control and invest the funds in to what we choose.
Take my advice and have your free pension review today! Simply call me and I will put you in touch with my colleagues.
